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Using M1 Finance – A Year In Review (M1#12)

I have been terrible at keeping you guys updated on my progress using M1 Finance. Before I knew it, it has already been a over a year of use. So I think now would be a great time to share what I think of the platform overall. Easy-To-Use I’m not a stock market expert at all, and I did some very surface level research on … Continue reading Using M1 Finance – A Year In Review (M1#12)

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Four Tips to Increase Home Cooling Efficiency and Reduce Your Electric Bill

1. Get Solar Panels And do not lease, as it creates a nightmare if you are a homeowner and would like to sell your home. Getting solar panels is an investment (even with financing) because of this principle: instead of paying your electric bill to the power company and never seeing that money again, put that money toward a set of solar panels, which reduce … Continue reading Four Tips to Increase Home Cooling Efficiency and Reduce Your Electric Bill

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(M1#11) My Top 3 Investment Tips, and I Broke 8% in Returns!!!

Not a whole lot to report, but I am just so glad that I have reached 8% in returns overall. I remember back when I only had a return of 0.55% earlier this year. Here are some lessons I’ve learned so far: Be patient with returns. Set it and forget it. I auto invest $10 every weekday to take advantage of dollar cost averaging and … Continue reading (M1#11) My Top 3 Investment Tips, and I Broke 8% in Returns!!!

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7 Clever Ways to Earn $100 Per Month in Amazon Gift Cards

One strategy I like to employ in my household budget is offsetting my normal costs with Amazon gift cards. Amazon has made it very easy for you to earn their store’s credit. Yes, this is to entice you to buy from them, but if you are on a budget and Amazon has practically everything you need, this is a good strategy. Of course, results will … Continue reading 7 Clever Ways to Earn $100 Per Month in Amazon Gift Cards

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(M1#10) Breaking $100 and Steady Returns. Another highlight for diversification and dividend yields.

Overview I know I haven’t posted in a while, but honestly there hasn’t been anything interesting to talk about. Lately there have been some swings in the market. My Roth IRA and other portfolios took a hit, but surprisingly my M1 Finance returns stayed pretty solid. What happened was that while my common stock pie went down in returns, my REITs went up and covered … Continue reading (M1#10) Breaking $100 and Steady Returns. Another highlight for diversification and dividend yields.

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16 Ways I Earned an Extra $800 in a Month (May 2018)

Here’s is my fourth installment in how I managed to save and make extra cash during a month. I’ve decided to not include the results of junk I sell on craigslist because that will vary widely among people, so that number here is not very helpful. Let’s get right into it! Power Electric Bills Suck. Here’s a few Power Company related ways to get some … Continue reading 16 Ways I Earned an Extra $800 in a Month (May 2018)

(M1#9) Returns are Now Officially Better Than my Mortgage Rate

I realize that I originally wanted this to be a weekly update, but now that I am in a pretty good rhythm, weekly updates would be superfluous. Today though, marks something meaningful to me though. I noticed that my overall return rate is greater than 4.5%! It is ever so slightly above at 4.56%, but it is still better than my mortgage rate of 4.5%. … Continue reading (M1#9) Returns are Now Officially Better Than my Mortgage Rate